Real Estate Finance

In today's fast paced business environment , the sudden need for funds might crop up anytime- be it expansion of your business to consolidating your business to cashing in on new opportunities. When faced with such monetary requirements, Real Estate Financing can be your effective way out for you to obtain the much needed capital. Just place any of your residential or business properties as collateral and avail this facility.


The real estate industry requires a constant stream of funds for various construction-related tasks. From the under-construction stage to the handover stage, developers must have funds available to ensure the timely delivery of housing or commercial units. Stalling a project mid-way owing to paucity of funds is a common problem faced by many housing and commercial development projects in India. Real estate developers can overcome this hurdle by availing construction loans.

Is the Loan Against Property (LAP) facility for you?

As a developer, your primary target is the completion of the project at hand with strict adherence to timelines and buyer's satisfaction. However, it is not always possible to start and complete every project with the requisite project cost at hand. Often, developers rely on borrowing from the market as the development progresses or diversion of funds from other completed projects. However, fluctuating trends in the market can freeze your finances and make it difficult to borrow from other sources. In such cases, you can prevent standstills in work by availing real estate finance.

Why Construction Finance?

We offer real estate developers the option of acquiring requisite funds for their proposed or ongoing residential construction projects against the project sales receivables. The project finance is given subject to the construction plan timelines and the verified credentials of the developer. The loan for the real estate can be extended for tenure of up to 60 months.

Features of Construction Finance

  • Collateral: Escrow and hypothecation of project receivables and mortgage of property.
  • Tenure: 60 months.
  • Minimum loan amount: Evaluation on the basis of the construction cost.
  • Eligibility: Evaluation on the basis of the project cash flow.
  • Additional benefits: Easy repayment option through Escrow mechanism with structured repayment options,ECS repayment facility; door step services.


  • Please refer to your sanction letter/ welcome letter for details of various charges.