SME/Business Finance

SME/Business Finance

As the owner of a small or medium enterprise, you have to manage the day-to-day running of your business, while also pursuing plans to expand your business. This could be through technological advancement, or perhaps through setting up ancillary units in different markets, or even scaling up production to anticipate future demand. Along with this, you also need to keep an eye out for opportunities you can capitalise on: a sudden tender you want to bid for, a unit that is up for auctions that you could buy. All of these require funds that your working capital may not have the elasticity to provide.

SME Finance can prove beneficial to you at these times. Our range of products are tailored to meet your requirements.


We offer collateral - free EMI based business loan which enables to expand, invest and help in your working capital needs. You can expand your business or upgrade your equipment and machinery easily with the help of a business loan:

  • Fulfill your needs
  • Hassel free disbursement
  • Flexible tenure
  • Convenient borrowing
  • Competitive Interest Rates
  • No Collaterals
  • Flexi EMI Options
  • Faster Processing and Quick Disbursal


  • Self Employed individuals, Proprietors, Private Limited Co. And Partnership Firms
  • Minimum of 25 years of age and maximum of 65 years
  • Your business should have been making profit for 3 consecutive financial years
  • Your business should have its Income Tax Returns filed for at least 2 year
  • Turnover should be on a positive trend
  • Balance sheet has to be audited by a registered chartered accountant.


  • Standard Application form
  • Passport size Photograph
  • KYC Documents
  • Business Proof: Certificate of business existence
  • Documents to confirm ownership
  • Relevant financial documents
  • Bank statement for last 12 months
  • Repayment Track Records / SOA


  • Please refer to your sanction letter/ welcome letter for details of various charges.