Personal Finance

PERSONAL FINANCE

Have you been holding back on things you really want? Is a temporary shortage of funds preventing you from indulging your family or even yourself? Then personal loan is what​ you should consider. After all, why postpone your aspirations to another day, when our team can help you get finance conveniently.

FEATURES

We offer personal loan to salaried individuals with a good credit score and a consolidation, medical emergencies, purchase of household or electronic goods, children's education, wedding expenses, home improvement and for travelling. Broadly, it covers an individual's immediate personal need for funds. The unsecured loan is offered to all salaried individuals from ages 23 to 60 at a fixed rate of interest.:

  • No security or collateral required to avail of the loan
  • Applicant can club income of co-applicant to enhance eligibility.
  • Receive a Personal Accidental cover
  • Loan upto Rs. 15 Lacs
  • Tenure: 12 to 60 months.
  • Speedy approvals
  • Simplified documentation
  • Loan available for various needs.

ELIGIBILTY

  • Salaried individuals
  • Professionals (Doctors/ CA/ CS / ICWA)
  • Minimum age of 23 years
  • Maximum age of 60 years at loan maturity
  • Minimum Net Monthly Income – Rs. 15,000
  • Total years in job / profession – 2 Years
  • Years in current residence – 1 Year

DOCUMENTATION

  • Application Form (click to download)
  • Proof of Income- latest 3 month salary slip
  • Last six (6) month’s bank statement
  • Identity proof : PAN
  • Address proof: Passport / electricity bill or driving license
  • Rent Agreement (if applicable)

SERVICES CHARGES

  • Please refer to your sanction letter/ welcome letter for details of various charges.

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